You’re a vintage car custodian; so are we.

Vintage cars deserve the Star treatment.

Choose Star to protect your vintage love affair

We protect vintage cars and restoration projects.

Star Enthusiast Vintage Car Insurance was created specifically for history buffs who are passionate about vintage vehicles. It’s for vehicles manufactured between 1919 and 1930. We take extra-special care to craft a policy that considers every aspect of your fine investment. This means learning about your car’s living arrangements, if it’s a work in progress, being restored, or if and how it visits club rallies and events. By ‘looking under the bonnet’ we can determine your vehicle’s true value and how you use it to give you a policy that is tailored to meet your needs.

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Journeys aren’t risk-free but your vintage car insurance should be

Get the best protection for your special car.

When you want certainty, and the best protection for your vintage vehicle, join the leaders in specialist insurance at Star Insurance. You’ll enjoy unbeatable protection and special vintage car policy benefits that include*:

*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.

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We’re here to assist with your mission.

Extraordinary insurance for exceptional vehicles.

When you want superstar insurance for your vintage vehicle or restoration project, Star Insurance Specialists are the experts. We hold a special place in our hearts for vintage cars and their custodians. We’ve made it our business to fully understand what you need in an insurance policy.

Our company’s purpose is to create extraordinary policies for Kiwis with exceptional vehicles. 

You have a vehicle that’s in a class of its own. So we don’t let algorithms determine your policy or its price because you’re not like everyone else on our roads. Instead, we work closely with you to determine the real value of your vehicle and its use. By engaging with you at a deeper level we can craft a custom insurance policy that considers everything you need and protects you in the real world. 

Another big benefit with Star Insurance is we handle everything from quotes to claims in-house. As niche insurance specialists you only deal with decision makers who are judged every day, by our management and customers, on our ability to provide the best Cover, Price, Support and Claims. And that’s exactly what we do. 

With a Star Insurance Enthusiast Vintage Car insurance policy you’re in fine company. Some of the vintage vehicles we currently protect include Model A Fords, Model T Fords, Rolls-Royce 40/50 Silver Ghost, Bugatti Type 36, Alfa 6C 1750, Austin 7, Bentley Speed Six, and more. Talk to us about protecting your very special investment.

 

Frequently asked questions.

So what do you think? Got some questions?

  • Yes, photos are very helpful as they can show our assessing team what has been damaged before the vehicle is seen by a repairer. Please obtain accident site photos only if it is safe to do so.

  • We are happy for you to take your vehicle to a repairer of your choice. If you need help finding a repairer, our assessors have a list of repairers we can suggest which are best suited for the type of vehicle you have.

  • Yes, we do. Our policy has a standard limit of $5,000 for spare parts relating to your vehicle. You can increase this amount for an additional premium so please call one of our knowledgeable team to discuss your options.

  • If you’re under 25 give us a call to see if we can embrace you and your vehicle of passion, because every vehicle we insure is based on our knowledge of the car, the market and the driver. 

  • Yes, we can. We can tailor the policy to your individual needs and ensure that you have the best cover in the market at the most cost-effective premium.

  • Yes, we offer a storage and restoration cover. Please refer to our Star Prestige, Enthusiast & Everyday policy wording and/or call one of our knowledgeable team to discuss.

  • Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.

  • Roadside assistance is available as an optional extension to your policy. Please contact us for current pricing.

    To see the Roadside Assistance options - visit www.journeyon.co.nz

  • Upon application, we can extend terms to provide you cover for certain approved track days. Every track day and driver is subject to application, and are monitored and approved on a case by case basis.

  • An excess is an amount you must contribute towards the cost of repairs, or payment of a total loss settlement for each event that you have made a claim for.

    If we have identified that you were not at fault in an accident and you have provided details of the 'at fault' party your excess may be waived or refunded to you.

  • Different insurance providers define the ways they offer total loss settlements differently. These are how we define our different total loss settlement options for motor vehicles.

    Market value:
    The reasonable sale price of your vehicle, as estimated by us, immediately before the loss taking into account:
    a. the year, make, model and specification of your vehicle; and
    b. the general condition of your vehicle, including mileage and hours;
    but excluding the presence of any sign writing, vehicle wraps, or artwork on your vehicle unless otherwise advised and accepted by us in writing.

    Agreed value:
    The lesser of:
    a. the vehicle’s market value plus 20%; or
    b. the sum insured.

    Certified value:
    The value of the vehicle specified in a valuation prepared by a motor vehicle valuer recognised by us provided such value is accepted by us and stated in the schedule.

    Fixed value:
    The value of your vehicle agreed by you and us and stated in the schedule

    Construction value:
    The base vehicle cost together with all amounts spent restoring the vehicle as at the date of any loss covered by the policy.

    We can adjust certain policies to different settlement bases. Please contact us to discuss whether your policy can be adjusted to a different settlement basis.

  • In short, there are none.

    We don’t restrict mileage on your policy as we rate vehicles on how they are used. We understand that some years you may do a big tour, where other years, your vehicle will hardly leave the garage. We don’t restrict kilometres but do ask that you give us an accurate picture of how you are using your vehicle.

  • Yes, when we reference glass, we include windscreens in this description. The description of glass also includes windows, headlights, taillights and the sunroof (if installed)

Testimonials

What our customers think.

“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.

– Wayne W
Star DEC 2019 139
Testimonials

What our customers think.

“In the numerous dealings I have had with Star Insurance, I have have found found them to be both fair & understanding to all parties with a strong focus on putting things right - what else could one want from an insurer?”

– Evoke Bodyworks Ltd
Star DEC 2019 181
Testimonials

What our customers think.

“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”

– Donna H
Star DEC 2019 139
Testimonials

What our customers think.

“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”

– Kumars at 24 Ltd
Star DEC 2019 139
Testimonials

What our customers think.

“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”

– Ruth S
Star DEC 2019 139
Testimonials

What our customers think.

“Great Products and Great service

– Michael W
Star DEC 2019 139
Testimonials

What our customers think.

“Star offer exceptional service. Easy to deal with and great policy wording.”

– Emma B
Star DEC 2019 139
Testimonials

What our customers think.

“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”

– James S
Star DEC 2019 139
Testimonials

What our customers think.

“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.

– Jess H
Star DEC 2019 139
Testimonials

What our customers think.

“I have been in the Vehicle Glass Industry 35 x years......... : and on a daily basis , have had to Deal with vehicle Insurance Company Assessors and Staff on the phone & or emails. ( I could write a book ) Most in general have pulled their socks up ,so to speak ,as in dealing with vehicle glass customers in processing auto glass claims - however some are still behind the eight ball.Star Insurance has stepped up - experienced - looked -learned and listened , and have put into practice awesome business acumen and stuck to it, ....simple really..... look after Your Customers..... Custom Fabricate your business around your customers and you,ll not go wrong. ”

– NZ Vehicle Glass Merchants
Star DEC 2019 139
Testimonials

What our customers think.

“Always good people to deal with at Star”

– Mills Collision Repair Centre
Star DEC 2019 139
Testimonials

What our customers think.

“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”

– Sarah H
Star DEC 2019 139
Testimonials

What our customers think.

“Geat policy coverage and very competitive premiums and very easy to deal with.”

– John W
Star DEC 2019 139
Testimonials

What our customers think.

“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”

– Rachel W
Star DEC 2019 139
Testimonials

What our customers think.

“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”

– Matthew D
Star DEC 2019 139
Testimonials

What our customers think.

“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”

– R. D.
Star DEC 2019 139
Testimonials

What our customers think.

“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”

– Gary Thomason -Eastern Beach, Auckland
Star DEC 2019 139
Testimonials

What our customers think.

“Awesome team! Personal, friendly and efficient service. Highly recommended.”

– Tetiana L
Star DEC 2019 169
Testimonials

What our customers think.

“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”

– Kynda L
Star DEC 2019 139
Testimonials

What our customers think.

“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”

– Shaun R
Star DEC 2019 139
Testimonials

What our customers think.

“For us the whole process was done in a timely and professional manner.”

– Elite Auto Spray
Star DEC 2019 139
Testimonials

What our customers think.

“Great rates and cover.”

– Kane W
Star DEC 2019 139

What do I need to get a quote?

If you have the above info at your fingertips, you’re ready to get a quote now. Get Quote

Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.

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