Star Everyday is for everyday cars a cut above the rest.
For yesterday’s prestige and marque vehicles.
Maintain the best insurance protection with Star Everyday.
Keep shining with Star Everyday.
Our Star Everyday policy covers vehicles that were once a prestige or marque vehicle but have since lost some of their shine or are now more widely accessible. A good example would be a 7-10 year old European car.
Star Everyday helps you maintain your car’s status.
Reasons to choose Star Everyday.
Insurance is customisable to suit your specific needs and is designed to recognise that your vehicle is not just a typical run of the mill car. Policy benefits include*:
Policy automatically covers vehicles regardless of whether they are used in business or just privately
Up to $2,000 contribution for rental car costs whilst your vehicle is being repaired
Guaranteed purchase price payment if vehicle purchased ‘second hand’
Contribution for rectifying damage caused by incorrect refuelling
Payments for personal injury or death as a result of an insured accident.
New replacement vehicle - if total loss within the first year of vehicle age
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
Your vehicle was once a prestige or enthusiast purchase.
Choose Star Everyday for your pride and joy.
If your car was once a prestige or high-end European but it’s now heading into its teens, you can still give it grown up insurance that recognises its heritage.
We launched Star Everyday for existing customers who were used to receiving the Star treatment from us. It didn’t feel right to turn them away just because their vehicle suddenly fell outside our usual niche vehicle categories, such as Star Prestige or Star Enthusiast policies.
Now available to a wider audience, Star Everyday is perfect for the vehicle owner whose vehicle is a cut above the rest. We still look at each policy on a case-by-case basis and provide insurance that is tailored to your specific needs. By remaining hands-on, like we are with all our policies, we’re able to offer the right solutions at the best prices whilst protecting all parties involved.
Frequently asked questions.
So what do you think? Got some questions?
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Roadside assistance is available as an optional extension to your policy. Please contact us for current pricing.
To see the Roadside Assistance options - visit www.journeyon.co.nz
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Yes, when we reference glass, we include windscreens in this description. The description of glass also includes windows, headlights, taillights and the sunroof (if installed)
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Yes, the policy automatically includes business and private use.
Note: Business use does not include when you are using your vehicle as a Taxi, Uber, Courier, private hire etc. -
Yes, you do have provisions to rent a vehicle in the event of a claim. There are limits and conditions that apply to this, so please check your policy schedule.
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If the Police are present they will organise this. Alternatively, we can organise accident scene towage at any stage day or night. If it is after business hours, our after hours team will organise towage - however, you may be requested to provide payment security or payment. Once your claim is accepted this will be reimbursed to you in totality.
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Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.
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In most circumstances, anyone over the age of 25 and holding a Full New Zealand drivers licence.
Drivers aged under 25 and drivers holding a drivers licence from any country other than NZ can be insured, however, you will need to notify us.
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Your excess details can be found on your insurance schedule. Your standard excess is determined by your driving history and the value of your vehicle.
It's insurance, but not as you know it.
“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”
It's insurance, but not as you know it.
“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”
It's insurance, but not as you know it.
“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”
It's insurance, but not as you know it.
“Great rates and cover.”
It's insurance, but not as you know it.
“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”
It's insurance, but not as you know it.
“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”
It's insurance, but not as you know it.
“For us the whole process was done in a timely and professional manner.”
It's insurance, but not as you know it.
“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”
It's insurance, but not as you know it.
“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.
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It's insurance, but not as you know it.
“Geat policy coverage and very competitive premiums and very easy to deal with.”
It's insurance, but not as you know it.
“I have been in the Vehicle Glass Industry 35 x years......... : and on a daily basis , have had to Deal with vehicle Insurance Company Assessors and Staff on the phone & or emails. ( I could write a book ) Most in general have pulled their socks up ,so to speak ,as in dealing with vehicle glass customers in processing auto glass claims - however some are still behind the eight ball.Star Insurance has stepped up - experienced - looked -learned and listened , and have put into practice awesome business acumen and stuck to it, ....simple really..... look after Your Customers..... Custom Fabricate your business around your customers and you,ll not go wrong. ”
It's insurance, but not as you know it.
“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”
It's insurance, but not as you know it.
“Star offer exceptional service. Easy to deal with and great policy wording.”
It's insurance, but not as you know it.
“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”
It's insurance, but not as you know it.
“Great Products and Great service
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It's insurance, but not as you know it.
“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”
It's insurance, but not as you know it.
“Always good people to deal with at Star”
It's insurance, but not as you know it.
“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.
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It's insurance, but not as you know it.
“Star Insurance is a company that seems to have a better understanding of the price and pitfalls of repairing vehicles. When dealing with them you can be assured that there is going to be a fair price put in place to undertake repairs which will in turn allow a quality job and a happy customer.”
It's insurance, but not as you know it.
“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”
What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle details
What vehicle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vintage vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.