Revolutionary
motorcycle
insurance.
You're an original. So are we.
The home of highly tuned motorcycle insurance policies
We started the motorcycle insurance revolution.
Our founder, John Baker revolutionised motorcycle insurance in the late 80s when nobody else was paying attention to two and three wheel riders. Today, we continue to lead the pack by providing the best, customised Cover, Price, Support and Claims.
Insuring with Star Insurance Motorcycle is a no-brainer.
This is what unbeatable motorcycle insurance looks like.
When you need unbeatable, customisable motorcycle insurance, for your trike, quad, scooter, classic, show, collectable, off-road racer, restorer, cruiser, sport, custom, touring, heavily modified bike and more, choose Star Insurance Motorcycle because you get*:
Genuine parts used in repairs to ensure the integrity of the manufacturer’s warranty
Coverage for accident-damaged helmet, leathers and clothing
24/7 mechanical roadside & claims assistance
Guaranteed purchase price for second-hand bikes
New replacement bike if it’s uneconomical to repair
More than one bike - we know you can only ride one at a time so we rate this accordingly to keep your premiums down
* Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
We deliver the Star treatment
Highly tuned motorcycle insurance lives here.
You get ultimate wheel to wheel, helmet to boots protection.
Before Star Insurance Motorcycle came onto the scene, specialised motorcycle insurance didn’t exist. It’s why the major motorcycle clubs became our founding customers. They, and countless more customers, like our approach because we handle everything in-house, from quotes to customer service to claims to specialist motorcycle trained assessors and claims settlements. By dealing with one company, you minimise time and stress because the people you deal with here are decision makers.
We like what automation does for business, but not at the expense of replacing human input. This is why we personally assess every policy application and then customise each policy to the motorcycle’s owner. That’s pretty revolutionary in a world of robots and faceless insurance companies. Nobody likes being treated like a number. It’s another reason we are NZ’s motorcycle insurance leaders.
We’re part of your community, which is why we understand you and can offer truly customised motorcycle insurance at the best price. Ride with the people who revolutionised motorcycle insurance. Others try to imitate, but they’ll never beat the original.
Frequently asked questions
So what do you think? Got some questions?
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An excess is an amount you must contribute towards the cost of repairs, or payment of a total loss settlement for each event that you have made a claim for.
If we have identified that you were not at fault in an accident and you have provided details of the 'at fault' party your excess may be waived or refunded to you.
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If you’re under 25 give us a call to see if we can embrace you and your bike of freedom, because every motorcycle we insure is based on our knowledge of the bike and the rider.
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Star Motorcycle Insurance has a comprehensive list of insurance benefits included in their motorcycle insurance policies. Star Insurance also has specialist motorcycle assessors covering New Zealand to ensure your motorcycle is repaired correctly.
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It pays to check with your insurance company. Comprehensive Star Motorcycle Insurance policies automatically include roadside assistance designed specifically for motorcycles and are available to policy holders 24hrs 7 days a week.
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You would need to ask the owner of the motorcycle. If something were to happen you could be liable to pay the owner for the damage to the motorcycle, including the cost of replacement if it was stolen as well as paying for any damage and injuries you caused other people involved in an accident.
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Motorcycle insurance costs can range from cheap to expensive. For someone with no accidents, aged over 40, riding a bike worth $10,000 and who stores it in a locked garage could pay between $400 - $900. Motorcycle insurance costs depend on factors such as model, age, cc rating, storage, and how regularly you use it.
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We recommend keeping your vehicle comprehensively insured whether it is on the road or not.
While this is something that we can look at for your policy, we highly recommend keeping your motorcycle comprehensively insured year-round as we see the claims that would not be covered in the event of storage-only cover.
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Yes, and many people do because your motorcycle could still be damaged from fire, earthquake and other events that can cause damage. It could also be stolen. If you were riding the motorcycle whilst not correctly licensed your insurance policy would probably not be valid though.
It's insurance, but not as you know it.
“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”
It's insurance, but not as you know it.
“Great Products and Great service
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It's insurance, but not as you know it.
“We've always found the team at Star great to deal with. They have a fantastic approach to providing solutions for our clients.”
It's insurance, but not as you know it.
“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”
It's insurance, but not as you know it.
“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”
It's insurance, but not as you know it.
“It's lovely to deal with a company that is modern in its operation yet still subscribes to good old fashioned business values.”
It's insurance, but not as you know it.
“Simply - Star are the best underwriters I have ever dealt with. They are fast, efficient, competitive and willing to work with me to get the best outcome for my client and me. What more could you ask for as a broker?”
It's insurance, but not as you know it.
“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”
It's insurance, but not as you know it.
“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.
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It's insurance, but not as you know it.
“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”
It's insurance, but not as you know it.
“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”
It's insurance, but not as you know it.
“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”
It's insurance, but not as you know it.
“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”
It's insurance, but not as you know it.
“For us the whole process was done in a timely and professional manner.”
It's insurance, but not as you know it.
“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”
It's insurance, but not as you know it.
“Great rates and cover.”
It's insurance, but not as you know it.
“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”
It's insurance, but not as you know it.
“Star offer exceptional service. Easy to deal with and great policy wording.”
It's insurance, but not as you know it.
“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.
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It's insurance, but not as you know it.
“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”
It's insurance, but not as you know it.
“Always good people to deal with at Star”
It's insurance, but not as you know it.
“Geat policy coverage and very competitive premiums and very easy to deal with.”
What do I need to get a quote for my motorcycle?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Motorcycle details
What motorcycle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the Motoweb database. We’ll also ask how the motorcycle is being used and how often.
- Your riding history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your riding history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, such as upgraded helmet and clothing cover, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.