Tailored insurance for high performance, modified and project cars.
It’s time to enjoy high performance vehicle insurance.
Custom insurance for your artistic expression.
Modified, performance and project car insurance.
Star Enthusiast Project and Performance Car Insurance protects highly tuned cars and passion projects. It’s a policy tailored to your high performance, modified or project car and your needs.
Key reasons to choose Star Insurance for your highly tuned car
A high performer needs high-performance insurance.
This policy is designed for tinkerers who are passionate about the look and performance of their vehicles. There are many reasons to choose Modified, Performance and Project Car Insurance, including:*
Certified value options available
Specialist repair options and specialist repair assessors
Our insurance policy extends to automatically insure spare parts for the vehicle
Insurance for specialist vehicles, such as race cars, stock cars, 4X4 vehicles, show cars, heavily modified vehicles and vehicles issued with a Low Volume certificate.
Options to buy wreck back in the event of a total loss.
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
High performers deserve the Star treatment.
We’ll protect the investment in your head turner.
We know that owners of performance, modified and project cars are a special breed. The latest from the likes of Tesla doesn’t spin your wheels.
You’re more into a GTR, WRX, Supra, Evo or R32 - R34, RX7, Familia, Laurel or something truly unique from the late 90s to early 2,000s. We fondly think of owners of these types of cars as serious, thought provoking petrol heads with a touch of class, who just happen to like expressing themselves through their rides.
We know that most drivers who purchase and modify their cars are more likely to take special care of them. And these cars are often not a daily runner.
We can even extend your policy to include ‘whilst driving on a race track or closed circuit’. This extension is available by application only. If approved, specific terms and conditions may apply and will be advised.
Frequently asked questions.
So what do you think? Got some questions?
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Yes, you can insure modified cars. It is a very good idea to advise your insurer that your vehicle is modified, what type of modifications they are, who has done the modifications and whether they are certified by a professional. Some insurer’s can also provide insurance policies if you are in the process of modifying your vehicle but have not completed the modifications.
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Yes, we do. Our policy has a standard limit of $5,000 for spare parts relating to your vehicle. You can increase this amount for an additional premium so please call one of our knowledgeable team to discuss your options.
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In short, there are none.
We don’t restrict mileage on your policy as we rate vehicles on how they are used. We understand that some years you may do a big tour, where other years, your vehicle will hardly leave the garage. We don’t restrict kilometres but do ask that you give us an accurate picture of how you are using your vehicle.
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Proportionally to the value of the vehicle, vintage and classic car insurance costs can be significantly cheaper than standard car insurance. However insurance prices can vary due to the age of the driver, the experience of the driver and where the vehicle will be stored, the vintage car experience of the insurer along with other factors they may take into consideration.
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If you’re under 25 give us a call to see if we can embrace you and your vehicle of passion, because every vehicle we insure is based on our knowledge of the car, the market and the driver.
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There is no driver qualification required for classic car insurance. Usually all you need is a car manufactured over 25 years ago although different insurers have different considerations. Star Insurance Specialists have insurance policies for classic cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
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Yes, you can insure drag race cars, however it is very unlikely that the vehicle will be insured whilst participating in a drag race. It is more common to be able to purchase race car insurance that provides insurance whilst the race car is being transported to motorsport events and being stored between events.
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Roadside assistance is available as an optional extension to your policy. Please contact us for current pricing.
To see the Roadside Assistance options - visit www.journeyon.co.nz
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“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”
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What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle details
What vehicle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.