Tailored insurance for high performance, modified and project cars.

It’s time to enjoy high performance vehicle insurance.

Custom insurance for your artistic expression.

Modified, performance and project car insurance.

Star Enthusiast Project and Performance Car Insurance protects highly tuned cars and passion projects. It’s a policy tailored to your high performance, modified or project car and your needs.

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Key reasons to choose Star Insurance for your highly tuned car

A high performer needs high-performance insurance.

This policy is designed for tinkerers who are passionate about the look and performance of their vehicles. There are many reasons to choose Modified, Performance and Project Car Insurance, including:*

*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.

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High performers deserve the Star treatment.

We’ll protect the investment in your head turner.

We know that owners of performance, modified and project cars are a special breed. The latest from the likes of Tesla doesn’t spin your wheels. 

You’re more into a GTR, WRX, Supra, Evo or R32 - R34, RX7, Familia, Laurel or something truly unique from the late 90s to early 2,000s. We fondly think of owners of these types of cars as serious, thought provoking petrol heads with a touch of class, who just happen to like expressing themselves through their rides.

We know that most drivers who purchase and modify their cars are more likely to take special care of them. And these cars are often not a daily runner.

We can even extend your policy to include ‘whilst driving on a race track or closed circuit’. This extension is available by application only. If approved, specific terms and conditions may apply and will be advised.

Frequently asked questions.

So what do you think? Got some questions?

  • Yes, we can. We can tailor the policy to your individual needs and ensure that you have the best cover in the market at the most cost-effective premium.

  • Yes, when we reference glass, we include windscreens in this description. The description of glass also includes windows, headlights, taillights and the sunroof (if installed)

  • Yes, you can insure drag race cars, however it is very unlikely that the vehicle will be insured whilst participating in a drag race. It is more common to be able to purchase race car insurance that provides insurance whilst the race car is being transported to motorsport events and being stored between events.

  • If you’re under 25 give us a call to see if we can embrace you and your vehicle of passion, because every vehicle we insure is based on our knowledge of the car, the market and the driver. 

  • Insurance is not compulsory for vehicles. However, if you cannot afford the monetary loss if something happens to your vehicle, project car insurance may be a good idea. If you had Project Car insurance it could also provide financial protection to you in the event you are responsible for any liability costs, such as damage to property if your project car burst into flames and burnt a building down.

  • Usually cars manufactured before 1930 are considered vintage cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for vintage cars, antique cars and classic cars along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.

     

  • Yes, you can insure modified cars. It is a very good idea to advise your insurer that your vehicle is modified, what type of modifications they are, who has done the modifications and whether they are certified by a professional. Some insurer’s can also provide insurance policies if you are in the process of modifying your vehicle but have not completed the modifications.

  • In short, there are none.

    We don’t restrict mileage on your policy as we rate vehicles on how they are used. We understand that some years you may do a big tour, where other years, your vehicle will hardly leave the garage. We don’t restrict kilometres but do ask that you give us an accurate picture of how you are using your vehicle.

Testimonials

It's insurance, but not as you know it.

“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”

– R. D.
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“We always get great service from Star Insurance. They are knowledgeable, helpful and willing to work with us to provide insurance solutions for our clients needs.”

– Shree N
Star DEC 2019 286
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It's insurance, but not as you know it.

“Geat policy coverage and very competitive premiums and very easy to deal with.”

– John W
Star DEC 2019 293
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It's insurance, but not as you know it.

“Every time I deal with Star Insurance team they are friendly, efficient and helpful”

– Carolyn S
Star DEC 2019 358
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It's insurance, but not as you know it.

“Always good people to deal with at Star”

– Mills Collision Repair Centre
Star DEC 2019 293
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It's insurance, but not as you know it.

“Great Products and Great service

– Michael W
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”

– Ruth S
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Great rates and cover.”

– Kane W
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Star offer exceptional service. Easy to deal with and great policy wording.”

– Emma B
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”

– Kumars at 24 Ltd
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“As a support service provider, it is important to us that insurers understand how communication, understanding and time affects our ability to provide great customer experiences on the ground. We have always found the team at Star to be knowledgeable, efficient and proactive. I have no hesitation in forwarding Star as an ideal company to fulfill your insurance requirements.”

– Adam Robertson
Star DEC 2019 356
Testimonials

It's insurance, but not as you know it.

“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”

– Rachel W
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”

– Shaun R
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“For us the whole process was done in a timely and professional manner.”

– Elite Auto Spray
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.

– Jess H
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“While working with Star Insurance assessors it made the job flow easy and was was good to communicate with and very helpful. I would happily work with them anytime.”

– Auto Innovations
Star DEC 2019 327
Testimonials

It's insurance, but not as you know it.

“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”

– James S
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”

– Gary Thomason -Eastern Beach, Auckland
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.

– Wayne W
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”

– Sarah H
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”

– Donna H
Star DEC 2019 293
Testimonials

It's insurance, but not as you know it.

“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”

– Matthew D
Star DEC 2019 293

What do I need to get a quote?

If you have the above info at your fingertips, you’re ready to get a quote now. Get Quote

Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.

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