Welcome to Star Insure, NZ’s leading niche vehicle insurance specialist.
We want to make vehicle insurance better for everyone.
So why are New Zealand drivers happier with Star Insure?
At Star Insure, we understand that special cars deserve specialist insurance. Our insurance is for people who have particular vehicle interests and needs that are anything but ordinary. We fully understand the categories we insure and the people who own those vehicles. Highly customisable and specific, our insurance policies are designed for New Zealander drivers with extraordinary vehicles.
We evaluate every quote request personally, so that we can prepare insurance options as individual as you and your vehicle. Our insurance policies are fully customisable. We work closely with you to determine a deep understanding of your vehicle, its useage and your needs, so that we craft a tailored insurance policy to suit your unique vehicle and protects you in the real world.
We’re passionate about creating the perfect policy for your vehicle that delivers the best outcome for you in the event of a claim. We provide policy benefits that nobody else would dream of offering, especially without added costs. We also provide monthly insurance options in addition to industry-standard annual policies.
We are industry-leading specialists in niche vehicle insurance. That means more experience and expertise, and less stress. When you join Star, you deal directly with the decision makers at every stage, which means answers fast, from the people who are empowered to take action. We have an in-house claims team and even employ our own specialist assessors covering New Zealand to speed up the whole process.
A trusted underwriting agent.
Star Insurance Specialists and Star Insure are trading names of Star Underwriting Agents Ltd (Star). Star is a managing general agent for Vero Insurance New Zealand Limited (Vero). Star policies can only be purchased from Star directly or from Star authorised and approved insurance brokers, insurance advisers and vehicle dealers. Vero is the licensed insurer for all Star policies. Vero has been given an A+ Insurer Financial Strength Rating by Standard and Poor’s. The rating outlook is stable.
What is an underwriting agent / managing general agent?
An underwriting agency is a specialised type of insurance agent that has been granted underwriting authority and can administer and negotiate policies for an insurer. An underwriting agency’s functions can include issuing insurance policies, underwriting and pricing premiums, settling claims.
At its core, the underwriting agency manages all or part of the insurance business of an insurer and acts as an agent for the insurer. The insurer will maintain regulatory requirements relating to financial strength requirements and supply the capital requirements and take financial responsibility for claims made on policies issued by their underwriting agent.
In other markets, underwriting agencies are known as managing general agencies (MGAs) or managing general underwriters (MGUs). In the UK, the term ‘MGA’ has been adopted by the market to refer to what was once known as a ‘coverholder.’ Associations that represent MGAs or underwriting agencies in specific regions today include:
- Managing General Agents’ Association (MGAA) in the UK, which was formed in 2011
- American Association of Managing General Agents (AAMGA), which was established in 1926 and has since merged with the National Association of Professional Surplus Lines Offices (NAPSLO) to form the Wholesale & Specialty Insurance Association (WSIA)
- Canadian Managing General Agents (CAMGA), a relatively new association formed in 2017
- Underwriting Agencies Council (UAC), based in Australia
- New Zealand Underwriting Agencies Council (NZUAC).
Star Underwriting Agents Ltd is a foundation member of the New Zealand Underwriting Agents Council.
Reference: Insurance Business Mag
We treat customers like family, not like numbers. And we’re at the end of the phone when you need us 24/7.
Taking care of you, wherever you are.
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Star CamperCare comes with more options, period.
Kiwis love Star CamperCare, NZ’s leading insurance policy for motorhomes, caravans, 5th wheelers, converted buses, campervans and pop-tops. Most insurers only insure the cab and chassis but we insure almost everything, including your RV's Shell, Chassis, Fittings, Fixtures and Contents.
Key CamperCare benefits at a glance
- ›Our policies are fully customisable to provide certainty for your needs
- ›We handle everything in-house
- ›You only deal with decision makers in-house at Star Insurance Specialists
- ›We’re NZ-based and operate 24/7/365.
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Unbeatable motorcycle insurance.
We create premium motorcycle policies without excessive premiums. When you need unbeatable, customisable motorcycle insurance, for your trike, quad, scooter, classic, show, collectable, off-road racer, restorer, cruiser, sport, custom, touring, heavily modified bike and more, choose Star Motorcycle.
Key Star Motorcycle benefits at a glance
- ›Coverage for accident-damaged helmet, leathers and clothing
- ›24/7 mechanical roadside & claims assistance
- ›More than one bike - we know you can only ride one at a time so we rate this accordingly to keep your premiums down
- ›You can select monthly or annual insurance options and we do not charge any additional credit card surcharge costs.
Star Enthusiast policies cover drivers with special vehicle interests that don't fit neatly into a box. We offer four specific but highly customisable Star Enthusiast insurance packages: Vintage, Classic, Project & Performance, Motorsport and Modern Hobby. Click through to each one below.
Star Prestige is our elite vehicle insurance policy for high-end luxury and prestige marques. Discerning drivers choose Star Prestige because it’s unparalleled insurance that’s tailored to each owner’s specific needs. It provides the best, most comprehensive coverage possible, including the highest standard of repairs that maintain your vehicle manufacturer’s warranty.
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For owners of everyday vehicles that are a cut above the rest. These vehicles might once have been a prestige or marque, but over time have lost a little of their shine or are now more widely accessible.
Sometimes getting insurance isn't a straightforward process. If you were judged on a points system, things like your age, driving history, your occupation and how you use your car, speeding tickets and convictions, the type of car you drive and your kind of license, can all count for or against you.
Journey On is here 24/7 to help with locked-in keys, flat batteries, emergency fuel, flat tyres, breakdowns and accident co-ordination, medical and legal advice, map directions and our special NZ Concierge service.
Star Auctions is our ‘insurance auction house’. Here we dispose of total loss, written off and items we have chosen not to repair. We pioneered our No Reserve insurance auctions through the Trademe Auction platform and today have grown with depots throughout NZ to make it easy for anyone to participate and bid on our auctions.
What our customers think.
“Star have impressively fast response times and provide very competitive rates on campers, motorcycles, classics, and European cars.”
What our customers think.
“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”
What our customers think.
“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”