Fully-optioned, customisable off-track motorsport insurance.

Concentrate on winning with our off-track motorsport insurance.

Motorsport insurance for enthusiasts and professionals.

We protect all your motorsport vehicles and assets.

Star Insurance Motorsport is the most comprehensive, customisable off-track insurance for motorsport individuals and teams. We don’t cover race cars on-track but the quality of our policy means you can concentrate on winning without the added fear of asset damage and loss.

Motorsport 9

Key reasons to insure with Star Insurance Motorsport

We protect your motorsport vehicles and assets.

This policy was developed to protect the assets and vehicles of motorsport teams heading to and from events and when in storage and at events off-track. Policy benefits for your motorsport assets include:*

*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.

Motorsport 5

We deliver motorsport teams the Star treatment

Star Insurance knows and loves motorsport

Your race car is protected until it hits the race track. All your other assets including spare parts, tools and trailer are protected to and from the track and everywhere else, all the time.

Motorsport is an exciting industry with many moving parts that lead up to track days and events. It’s a huge investment that requires the right kind of race car, the right team and effort to bring the car together, along with a lot of skill and some luck on the day to reach the podium. It can all be lost if you don’t have the right motorsport insurance.

Our motorsport insurance policy was created to cover: 

  • loss and damage of competition vehicles and property including vehicle parts and accessories

  • tools and trailers whilst at their storage facilities and at home

  • assets being transported to and from a race meeting in New Zealand or worldwide

  • assets in storage at an event; and when outside your accommodation at track events

  • your vehicle while it is being built, repaired or prepared for race day at a workshop

  • Your vehicles and assets against theft and fire.

We presently cover: Race cars, Speedway cars, Stock cars, Drifting cars, Circuit cars, Rally cars, Open wheelers and more. 

Frequently asked questions.

Sometimes you just want a simple answer. Here it is.

  • Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.

  • Usually cars aged over 25 years are considered classic cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.

  • Star Insurance Enthusiast has a comprehensive list of insurance benefits included in their Classic car and Enthusiast insurance policies. They also have specialist vehicle assessors covering New Zealand to ensure your vehicle is repaired correctly, using correct repair techniques and parts suitable to your vehicle.

  • Proportionally to the value of the vehicle, vintage and classic car insurance costs can be significantly cheaper than standard car insurance. However insurance prices can vary due to the age of the driver, the experience of the driver and where the vehicle will be stored, the vintage car experience of the insurer along with other factors they may take into consideration.

  • You should advise your insurance company that you use your car every day. Many insurance companies can still insure classic cars that are used every day. Star Insurance Specialists design their insurance policies specifically tailored for your individual circumstances.

  • Insurance is not compulsory for vehicles. However, if you cannot afford the monetary loss if something happens to your vehicle, project car insurance may be a good idea. If you had Project Car insurance it could also provide financial protection to you in the event you are responsible for any liability costs, such as damage to property if your project car burst into flames and burnt a building down.

  • It depends. Different insurers may or may not offer track day insurance, and if they do they may have different criteria from each other. Star Insurance Specialists can upon application, extend your insurance policy and provide you insurance for certain approved track days. Every track day and driver is subject to application, and are subject to specific terms and conditions that will be advised to the applicant.

  • Different insurance providers define the ways they offer total loss settlements differently. These are how we define our different total loss settlement options for motor vehicles.

    Market value:
    The reasonable sale price of your vehicle, as estimated by us, immediately before the loss taking into account:
    a. the year, make, model and specification of your vehicle; and
    b. the general condition of your vehicle, including mileage and hours;
    but excluding the presence of any sign writing, vehicle wraps, or artwork on your vehicle unless otherwise advised and accepted by us in writing.

    Agreed value:
    The lesser of:
    a. the vehicle’s market value plus 20%; or
    b. the sum insured.

    Certified value:
    The value of the vehicle specified in a valuation prepared by a motor vehicle valuer recognised by us provided such value is accepted by us and stated in the schedule.

    Fixed value:
    The value of your vehicle agreed by you and us and stated in the schedule

    Construction value:
    The base vehicle cost together with all amounts spent restoring the vehicle as at the date of any loss covered by the policy.

    We can adjust certain policies to different settlement bases. Please contact us to discuss whether your policy can be adjusted to a different settlement basis.

Testimonials

What our customers think.

“Great rates and cover.”

– Kane W
Motorsport 3
Testimonials

What our customers think.

“Star offer exceptional service. Easy to deal with and great policy wording.”

– Emma B
Motorsport 3
Testimonials

What our customers think.

“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”

– James S
Motorsport 3
Testimonials

What our customers think.

“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.

– Wayne W
Motorsport 3
Testimonials

What our customers think.

“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”

– Shaun R
Motorsport 3
Testimonials

What our customers think.

“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”

– Matthew D
Motorsport 3
Testimonials

What our customers think.

“Great Products and Great service

– Michael W
Motorsport 3
Testimonials

What our customers think.

“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”

– Ruth S
Motorsport 3
Testimonials

What our customers think.

“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”

– Gary Thomason -Eastern Beach, Auckland
Motorsport 3
Testimonials

What our customers think.

“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”

– Rachel W
Motorsport 3
Testimonials

What our customers think.

“For us the whole process was done in a timely and professional manner.”

– Elite Auto Spray
Motorsport 3
Testimonials

What our customers think.

“I reiterate my previous comments. Thank you to all the team at Star who deliver and live up to your company's expectations. Quotes/queries/renewals delivered in short time frame, questions answered, service with a smile, great informative magazine, excellent products and monthly visit in person appreciated in this busy work environment. Thanks for taking time to talk to ALL staff, not just senior brokers and for bonus chocolate treat! Your team are doing a great job supporting brokers and our industry, thank you.”

– Margaret E
Motorsport 7
Testimonials

What our customers think.

“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”

– Sarah H
Motorsport 3
Testimonials

What our customers think.

“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”

– R. D.
Motorsport 3
Testimonials

What our customers think.

“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.

– Jess H
Motorsport 3
Testimonials

What our customers think.

“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”

– Kumars at 24 Ltd
Motorsport 3
Testimonials

What our customers think.

“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”

– Kynda L
Motorsport 3
Testimonials

What our customers think.

“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”

– Donna H
Motorsport 3
Testimonials

What our customers think.

“Very friendly and efficient with competitive premiums.”

– Rosina P
Motorsport 5
Testimonials

What our customers think.

“Geat policy coverage and very competitive premiums and very easy to deal with.”

– John W
Motorsport 3
Testimonials

What our customers think.

“Always good people to deal with at Star”

– Mills Collision Repair Centre
Motorsport 3

What do I need to get a quote?

If you have the above info at your fingertips, you’re ready to get a quote now. Get Quote

Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.

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