Fully-optioned, customisable off-track motorsport insurance.
Concentrate on winning with our off-track motorsport insurance.
Motorsport insurance for enthusiasts and professionals.
We protect all your motorsport vehicles and assets.
Star Insurance Motorsport is the most comprehensive, customisable off-track insurance for motorsport individuals and teams. We don’t cover race cars on-track but the quality of our policy means you can concentrate on winning without the added fear of asset damage and loss.
Key reasons to insure with Star Insurance Motorsport
We protect your motorsport vehicles and assets.
This policy was developed to protect the assets and vehicles of motorsport teams heading to and from events and when in storage and at events off-track. Policy benefits for your motorsport assets include:*
Certified value options available
Our insurance policy extends to automatically insure spare parts for the vehicle
Discounts and package premiums for vehicle collections
Insurance for vehicles undergoing restoration
Insurance for specialist vehicles, such as race cars, stock cars.
Options for road registered and unregistered vehicles
Options to buy wreck back in the event of a total loss.
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
We deliver motorsport teams the Star treatment
Star Insurance knows and loves motorsport
Your race car is protected until it hits the race track. All your other assets including spare parts, tools and trailer are protected to and from the track and everywhere else, all the time.
Motorsport is an exciting industry with many moving parts that lead up to track days and events. It’s a huge investment that requires the right kind of race car, the right team and effort to bring the car together, along with a lot of skill and some luck on the day to reach the podium. It can all be lost if you don’t have the right motorsport insurance.
Our motorsport insurance policy was created to cover:
loss and damage of competition vehicles and property including vehicle parts and accessories
tools and trailers whilst at their storage facilities and at home
assets being transported to and from a race meeting in New Zealand or worldwide
assets in storage at an event; and when outside your accommodation at track events
your vehicle while it is being built, repaired or prepared for race day at a workshop
Your vehicles and assets against theft and fire.
We presently cover: Race cars, Speedway cars, Stock cars, Drifting cars, Circuit cars, Rally cars, Open wheelers and more.
Frequently asked questions.
Sometimes you just want a simple answer. Here it is.
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Roadside assistance is available as an optional extension to your policy. Please contact us for current pricing.
To see the Roadside Assistance options - visit www.journeyon.co.nz
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Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.
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It depends. Different insurers may or may not offer track day insurance, and if they do they may have different criteria from each other. Star Insurance Specialists can upon application, extend your insurance policy and provide you insurance for certain approved track days. Every track day and driver is subject to application, and are subject to specific terms and conditions that will be advised to the applicant.
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There is no driver qualification required for classic car insurance. Usually all you need is a car manufactured over 25 years ago although different insurers have different considerations. Star Insurance Specialists have insurance policies for classic cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
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Different insurance providers define the ways they offer total loss settlements differently. These are how we define our different total loss settlement options for motor vehicles.
Market value:
The reasonable sale price of your vehicle, as estimated by us, immediately before the loss taking into account:
a. the year, make, model and specification of your vehicle; and
b. the general condition of your vehicle, including mileage and hours;
but excluding the presence of any sign writing, vehicle wraps, or artwork on your vehicle unless otherwise advised and accepted by us in writing.Agreed value:
The lesser of:
a. the vehicle’s market value plus 20%; or
b. the sum insured.Certified value:
The value of the vehicle specified in a valuation prepared by a motor vehicle valuer recognised by us provided such value is accepted by us and stated in the schedule.Fixed value:
The value of your vehicle agreed by you and us and stated in the scheduleConstruction value:
The base vehicle cost together with all amounts spent restoring the vehicle as at the date of any loss covered by the policy.We can adjust certain policies to different settlement bases. Please contact us to discuss whether your policy can be adjusted to a different settlement basis.
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You should advise your insurance company that you use your car every day. Many insurance companies can still insure classic cars that are used every day. Star Insurance Specialists design their insurance policies specifically tailored for your individual circumstances.
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Proportionally to the value of the vehicle, vintage and classic car insurance costs can be significantly cheaper than standard car insurance. However insurance prices can vary due to the age of the driver, the experience of the driver and where the vehicle will be stored, the vintage car experience of the insurer along with other factors they may take into consideration.
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Usually cars aged over 25 years are considered classic cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
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“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.
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“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”
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“I reiterate my previous comments. Thank you to all the team at Star who deliver and live up to your company's expectations. Quotes/queries/renewals delivered in short time frame, questions answered, service with a smile, great informative magazine, excellent products and monthly visit in person appreciated in this busy work environment. Thanks for taking time to talk to ALL staff, not just senior brokers and for bonus chocolate treat! Your team are doing a great job supporting brokers and our industry, thank you.”
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What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle and asset details
What vehicle and assets do you want insured? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise, you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.