Fully-optioned, customisable off-track motorsport insurance.
Concentrate on winning with our off-track motorsport insurance.
Motorsport insurance for enthusiasts and professionals.
We protect all your motorsport vehicles and assets.
Star Insurance Motorsport is the most comprehensive, customisable off-track insurance for motorsport individuals and teams. We don’t cover race cars on-track but the quality of our policy means you can concentrate on winning without the added fear of asset damage and loss.
Key reasons to insure with Star Insurance Motorsport
We protect your motorsport vehicles and assets.
This policy was developed to protect the assets and vehicles of motorsport teams heading to and from events and when in storage and at events off-track. Policy benefits for your motorsport assets include:*
Certified value options available
Our insurance policy extends to automatically insure spare parts for the vehicle
Discounts and package premiums for vehicle collections
Insurance for vehicles undergoing restoration
Insurance for specialist vehicles, such as race cars, stock cars.
Options for road registered and unregistered vehicles
Options to buy wreck back in the event of a total loss.
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
We deliver motorsport teams the Star treatment
Star Insurance knows and loves motorsport
Your race car is protected until it hits the race track. All your other assets including spare parts, tools and trailer are protected to and from the track and everywhere else, all the time.
Motorsport is an exciting industry with many moving parts that lead up to track days and events. It’s a huge investment that requires the right kind of race car, the right team and effort to bring the car together, along with a lot of skill and some luck on the day to reach the podium. It can all be lost if you don’t have the right motorsport insurance.
Our motorsport insurance policy was created to cover:
loss and damage of competition vehicles and property including vehicle parts and accessories
tools and trailers whilst at their storage facilities and at home
assets being transported to and from a race meeting in New Zealand or worldwide
assets in storage at an event; and when outside your accommodation at track events
your vehicle while it is being built, repaired or prepared for race day at a workshop
Your vehicles and assets against theft and fire.
We presently cover: Race cars, Speedway cars, Stock cars, Drifting cars, Circuit cars, Rally cars, Open wheelers and more.
Frequently asked questions.
Sometimes you just want a simple answer. Here it is.
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Yes, we do. Our policy has a standard limit of $5,000 for spare parts relating to your vehicle. You can increase this amount for an additional premium so please call one of our knowledgeable team to discuss your options.
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Star Insurance Enthusiast has a comprehensive list of insurance benefits included in their Classic car and Enthusiast insurance policies. They also have specialist vehicle assessors covering New Zealand to ensure your vehicle is repaired correctly, using correct repair techniques and parts suitable to your vehicle.
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It is very difficult to find insurance for a vehicle whilst you are participating or competing in a motor race. It is more common to be able to purchase race car insurance that provides insurance whilst the race car is being transported to motorsport events and being stored between events. Star Insurance motorsport insurance provides off-track insurance for the vehicle including insurance for associated spare parts.
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Usually cars aged over 25 years are considered classic cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
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Yes, we offer a storage and restoration cover. Please refer to our Star Prestige, Enthusiast & Everyday policy wording and/or call one of our knowledgeable team to discuss.
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Yes, you can insure drag race cars, however it is very unlikely that the vehicle will be insured whilst participating in a drag race. It is more common to be able to purchase race car insurance that provides insurance whilst the race car is being transported to motorsport events and being stored between events.
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Upon application, we can extend terms to provide you cover for certain approved track days. Every track day and driver is subject to application, and are monitored and approved on a case by case basis.
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Usually cars manufactured before 1930 are considered vintage cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for vintage cars, antique cars and classic cars along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle and asset details
What vehicle and assets do you want insured? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise, you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.