We protect classic cars and passion projects.
Star Enthusiast’s Classic Car Insurance leads the way.
Classic cars are a labour of love.
A classic car goes way beyond simple transportation.
Classic cars are an investment that may only ever be appreciated by their owners. Often a labour of love, these vehicles represent far more than getting you from A to B. Classic car insurance is not straightforward insurance. Only savvy drivers and specialist insurance providers such as Star understands that a deeper level of analysis is required to provide you with the ultimate protection for your pride and joy.
Ways we protect what you’re passionate about
Modern insurance for your classic car
Nobody else thinks more about innovative insurance and the best way to insure specialist and classic cars than Star Insurance Specialists. You may drive a classic car but our approach is anything but old school. Many moving parts determine a comprehensive classic car insurance policy. Here’s a taste of ours*:
All vehicles are insured on an Agreed Value basis. Agreed value can be upgraded to Certified Value on an application and acceptance basis
Our classic car NZ insurance policy extends to automatically insure spare parts for the vehicle
Our rating model is based on your usage and distance travelled
Specialist repair options and specialist repair assessors
Discounts and package premiums for vehicle collections, and insurance options for vehicles undergoing restoration
Glass Coverage automatically included in your policy
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
We’re a cut above the rest
Reasons to choose Star Insurance Classic Car.
Saying we’re the best might be a big claim; that is until you look under the hood at your options. We don’t let statistics determine your policy and its price.
Two identical looking vehicles will have unique histories. So too will their owners. To offer an insurance policy that fits like a glove and protects your investment (if you need to make a claim), we need to be hands on with our approach.
Answering insurance questions can seem a little invasive at first, but believe us when we say, it is well worth it in the long run. That’s because if you ever need to make a claim, that’s when your insurance policy is put to the test. You want to trust that everything has been considered and that you won’t have a fight on your hands.
Some of the classic cars presently in our portfolio include the 1965 Bel Air, Porsche 356, Chevy Yank tanks, American muscle classics including Mustang, Camaro, Charger, Corvette, and Thunderbird, and Australian classic cars from Ford and Holden.
Let us tailor a classic car insurance policy as unique as you and your vehicle. Contact our friendly team today.
Frequently asked questions.
Sometimes you need a simple answer
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In short, there are none.
We don’t restrict mileage on your policy as we rate vehicles on how they are used. We understand that some years you may do a big tour, where other years, your vehicle will hardly leave the garage. We don’t restrict kilometres but do ask that you give us an accurate picture of how you are using your vehicle.
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Yes, you can insure modified cars. It is a very good idea to advise your insurer that your vehicle is modified, what type of modifications they are, who has done the modifications and whether they are certified by a professional. Some insurer’s can also provide insurance policies if you are in the process of modifying your vehicle but have not completed the modifications.
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Yes, we do. Our policy has a standard limit of $5,000 for spare parts relating to your vehicle. You can increase this amount for an additional premium so please call one of our knowledgeable team to discuss your options.
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Yes, photos are very helpful as they can show our assessing team what has been damaged before the vehicle is seen by a repairer. Please obtain accident site photos only if it is safe to do so.
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Different insurers use different classifications for vehicle use. Hobby Useage is a way to describe a vehicle that is not used every day, may only travel a small number of kilometres in a 12 month period, and is predominantly driven as a source of enjoyment.
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Usually cars aged over 25 years are considered classic cars. Different insurers have different considerations. Star Insurance Specialists have insurance policies for cars older than 25 years along with policies designed for younger cars but are used as project cars, enthusiast cars, and cars that are not driven every day.
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It depends. Different insurers may or may not offer track day insurance, and if they do they may have different criteria from each other. Star Insurance Specialists can upon application, extend your insurance policy and provide you insurance for certain approved track days. Every track day and driver is subject to application, and are subject to specific terms and conditions that will be advised to the applicant.
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Star Insurance Enthusiast has a comprehensive list of insurance benefits included in their Classic car and Enthusiast insurance policies. They also have specialist vehicle assessors covering New Zealand to ensure your vehicle is repaired correctly, using correct repair techniques and parts suitable to your vehicle.
It's insurance, but not as you know it.
“The team at Star insurance are great in what they do. They really value relationships, which in broker world is really important to us. They have always gone the extra mile to help and support us. You feel like you are treated as valued customers and they are always wiling to work with us. Our account manager Litisha has been so amazing in all her dealings with us. She knows our customers personally and provides an exceptional service all the time. Claims experience has been great as always as well.”
It's insurance, but not as you know it.
“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”
It's insurance, but not as you know it.
“I have been in the Vehicle Glass Industry 35 x years......... : and on a daily basis , have had to Deal with vehicle Insurance Company Assessors and Staff on the phone & or emails. ( I could write a book ) Most in general have pulled their socks up ,so to speak ,as in dealing with vehicle glass customers in processing auto glass claims - however some are still behind the eight ball.Star Insurance has stepped up - experienced - looked -learned and listened , and have put into practice awesome business acumen and stuck to it, ....simple really..... look after Your Customers..... Custom Fabricate your business around your customers and you,ll not go wrong. ”
It's insurance, but not as you know it.
“Great Products and Great service
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It's insurance, but not as you know it.
“Recently due to a burglary, our family suffered the loss of a number of items. Star Insurance supported us through the event, even managing to recover some items of particular value that was very much appreciated. The supportive, personal and professional attention that was provided was second to none.”
It's insurance, but not as you know it.
“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”
It's insurance, but not as you know it.
“Star Insurance have a great team who all make every step of the process easy. Their online system is very user friendly and the team are helpful, friendly and extremely efficient. I have nothing bad to say about Star Insurance.”
It's insurance, but not as you know it.
“The staff at Star are always prepared to go above and beyond to help us and our clients achieve a favorable outcome. They are knowledgeable and helpful from underwriting and admin, right through to claims, making it a seamless and effortless experience every time we interact. They offer superior policy wordings that actually work when they are needed at claims time. I wouldnt hesitate to recommend Star to my clients.
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It's insurance, but not as you know it.
“Star offer exceptional service. Easy to deal with and great policy wording.”
It's insurance, but not as you know it.
“Geat policy coverage and very competitive premiums and very easy to deal with.”
It's insurance, but not as you know it.
“Dealing with Star is easy and quick with prompt quote response times, plus fantastic policy coverage.”
It's insurance, but not as you know it.
“Ive found STAR to be quick and efficient, as well as providing competitive premiums / excesses and a sound product. I had to send an urgent quote request to STAR on a Friday at 4:50pm, I had terms back by 5pm and bound cover at 5:10pm. Most insurers and brokers wouldve been at the pub by that time and I didnt expect a reply and when it arrived, the client and myself were over the moon. Overall STAR are helpful, efficient and client focused.
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It's insurance, but not as you know it.
“Star underwriters and claims team are proactive and efficient. Theyre always happy to discuss a risk/issue, and incredibly efficient!”
It's insurance, but not as you know it.
“Great rates and cover.”
It's insurance, but not as you know it.
“I have been working with Star for the last year. I have never felt the need to put our customer with anyone else and John has been fantastic to work with.The turn around time for service is amazing and the prices are incredibly fair. The staff have a good understanding of the vehicles our customers want to ensure and this is reflected in the reliability that our customers and us as insurance brokers feel from Star. Thanks for all your hard work guys.”
It's insurance, but not as you know it.
“Out of all the insurance company, we were happy to deal with Star Insurance. Assessor had given us very fair hours to complete our repairs. I am happy to do their work always.”
It's insurance, but not as you know it.
“For us the whole process was done in a timely and professional manner.”
It's insurance, but not as you know it.
“Competitive premiums, excellent claims response and prompt response to queries, Star are a pleasure to work with.”
It's insurance, but not as you know it.
“Always good people to deal with at Star”
It's insurance, but not as you know it.
“Star consistently provide my clients with great terms and exemplary service. A pleasure to deal with over the past 10 years.”
It's insurance, but not as you know it.
“Star Insurance are a friendly team and willing to find solutions if they can otherwise they explain in detail why that cant.”
It's insurance, but not as you know it.
“I always get a very quick response to my emails from Star and quotes are always very clear and competitive.”
What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle details
What classic vehicle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the classic vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.